How to Buy Verified Wise Accounts: A Complete Guide to Secure Success
Are you looking to buy verified Wise accounts but don’t know where to start? You’re not alone.
▰▰▰▰▰▰▰▰▰▰▰▰
If you want to more information just knock us – Contact US
➥24 Hours Reply/Contact
✅Telegram:@SMMTOPSHOPS
✅WhatsApp:+1(575)248-0302
Coupon: 25%off
Order Now: https://smmtopshopit.com/product/buy-verified-wise-accounts/
Finding reliable and secure accounts can be tricky, and making the wrong choice can cost you time and money. This guide will walk you through everything you need to know to buy verified Wise accounts safely and confidently. By the end, you’ll have clear steps and insider tips that help you avoid common pitfalls and get exactly what you need.
Keep reading to make your Wise account purchase smooth and worry-free.
Why Choose Verified Wise Accounts
Choosing verified Wise accounts offers clear benefits for secure and smooth online transactions. Verified accounts provide trust, safety, and fewer limits. They suit users needing reliable money transfers or business payments.
What Makes A Wise Account Verified?
A verified Wise account has confirmed identity details. Wise checks documents like passports or ID cards to approve the account. This verification helps prevent fraud and ensures the user is genuine.
Benefits Of Using Verified Wise Accounts
Higher Transaction Limits: Verified accounts allow bigger transfers without interruptions.
Improved Security: Verification reduces risks of fraud and unauthorized access.
Access to More Features: Some Wise functions need account verification to activate.
Trusted by Businesses: Verified accounts build confidence when paying or receiving funds.
How Verified Wise Accounts Save Time And Money
Verification speeds up sending and receiving money. Banks and services trust verified accounts, reducing delays. Users avoid extra checks or holds on funds.
Feature
Verified Account
Unverified Account
Transfer Limits
High
Low
Transaction Speed
Fast
Slower
Security Level
Strong
Weaker
Feature Access
Full
Limited
Benefits Of Verified Wise Accounts
Buying verified Wise accounts offers several important advantages. These accounts provide greater security and trust for online transactions. Verified accounts help users send and receive money with confidence. They also support higher transaction limits and faster processing times. Understanding these benefits can help you decide why verified Wise accounts are valuable.
Enhanced Security And Trust
Verified Wise accounts have extra protection layers. The verification process confirms the identity of the user. This reduces the risk of fraud and unauthorized access. Both buyers and sellers feel safer using verified accounts. Wise also monitors verified accounts more closely for suspicious activity.
Higher Transaction Limits
Unverified accounts often have low sending and receiving limits. Verified accounts allow larger money transfers. This is useful for businesses and individuals sending big payments. Increasing limits means fewer interruptions during transactions. Wise sets these limits based on verification level.
Faster Transaction Processing
Wise processes payments from verified accounts quicker. Verification speeds up identity checks and compliance steps. This means money moves faster between accounts. Faster processing improves cash flow and reduces waiting times. It benefits users who need quick transfers.
Access To Full Features
Verified accounts can use all Wise features without restrictions. Features include multi-currency transfers, business payments, and currency conversion. Unverified accounts may have limited access or blocked options. Full access makes Wise more flexible and useful.
Improved Customer Support
Wise offers better support for verified account holders. Verified users get priority help for issues and questions. This ensures problems get resolved quickly. Good customer support is important for smooth transactions.
Benefit
Description
Security
Identity verification reduces fraud risks and protects accounts.
Higher Limits
Allows sending and receiving larger amounts of money.
Faster Transfers
Speeds up transaction processing and reduces delays.
Full Feature Access
Enables all Wise services without restrictions.
Priority Support
Provides quicker and better customer service.
Risks Of Buying Verified Accounts
Buying verified Wise accounts can seem like a quick way to start using the service with full features. Many people want these accounts to save time on verification. Still, there are important risks to know before making a purchase. These risks can cause financial loss, legal problems, or account suspension.
Legal Issues And Policy Violations
Buying verified accounts often breaks Wise's terms of service. This can lead to:
Account suspension or permanent ban
Legal action from Wise or authorities
Loss of access to funds in the account
Wise requires users to verify their identity personally. Bypassing this rule is against the law in many countries.
Security Risks And Fraud
Accounts sold by unknown sources may be unsafe. Risks include:
Stolen personal information linked to the account
Fraudulent activities that can affect you
Scams where the seller disappears after payment
Using such accounts can expose you to identity theft and financial fraud.
Loss Of Control And Access
When you buy a verified account, you may not fully control it. Problems include:
Previous owner can reclaim the account
Account recovery becomes difficult or impossible
Linked email or phone may still belong to someone else
You risk losing access without warning, which can cause loss of money or business.
Impact On Business Reputation
Using a purchased account for business can harm your reputation. Issues are:
Clients may lose trust if the account is flagged
Account bans may disrupt your service
Negative reviews or complaints if transactions fail
Trusted accounts build trust. Fake or risky accounts do the opposite.
Risk Type
Possible Consequences
Legal
Account ban, fines, legal trouble
Security
Fraud, identity theft, financial loss
Access
Loss of control, account lockout
Reputation
Client distrust, service disruption
Where To Find Verified Wise Accounts
Finding a verified Wise account can be challenging. Many people want accounts that are already verified to save time. Knowing where to find these accounts helps you buy safely. This section explains the best places to find verified Wise accounts. It guides you through trusted sources and tips for choosing the right seller.
Online Marketplaces
Online marketplaces offer many verified Wise accounts. These platforms bring buyers and sellers together. You can compare prices and read reviews before buying. Some popular marketplaces include:
Account trading websites: Specialized in verified accounts.
Freelance platforms: Sellers offer verified Wise accounts.
Social media groups: Communities where accounts are sold.
Always check the seller’s reputation and feedback. Look for accounts with full verification to avoid risks.
Dedicated Account Sellers
Some businesses focus only on selling verified Wise accounts. These sellers usually provide:
Verified account details
Customer support
Secure payment methods
They often guarantee account authenticity and offer refunds if the account is not as described. This option suits those who want a safer purchase.
Forums And Online Communities
Forums and online communities can be useful places. Members share information about buying and selling Wise accounts. Popular forums include finance and trading boards. Key points to consider:
Check the community rules before posting.
Look for threads with verified sellers.
Ask for proof of account verification.
Trust only sellers with positive feedback and clear communication.
What To Avoid
Some sources are risky when buying verified Wise accounts:
Unknown websites with no reviews
Offers that seem too cheap
Sellers who avoid sharing account details upfront
These may lead to scams or fake accounts. Always prioritize verified sellers and secure payment options.
Checking Seller Reputation
Checking the reputation of a seller is a key step in buying verified Wise accounts safely. It helps avoid scams and ensures a smooth transaction. Trustworthy sellers offer quality accounts and good customer support. This section explains how to check a seller’s reputation carefully.
Review Seller Ratings And Feedback
Start by reading ratings from previous buyers. Look for sellers with high scores and many positive reviews. Pay attention to comments about:
Account quality
Delivery speed
Customer service
Low ratings or many complaints are warning signs. A good seller usually has a rating above 4.5 stars.
Check Seller’s Online Presence
Search for the seller on forums and social media. Genuine sellers often have profiles on multiple platforms. Look for:
Active communication
Consistent updates
Replies to customer questions
A seller with no online presence can be risky.
Verify Transaction History
Ask the seller for proof of past sales. Some sellers share transaction logs or receipts. This shows they have experience and real customers. Be cautious if the seller refuses to provide any proof.
Use Trusted Marketplaces
Choose sellers from well-known platforms. These marketplaces often verify sellers before listing them. They also offer buyer protection and dispute resolution services.
Marketplace
Buyer Protection
Seller Verification
Platform A
Yes
Yes
Platform B
Limited
No
Platform C
Yes
Yes
Look For Red Flags
Watch out for signs like:
Unrealistically low prices
Pressure to pay quickly
Incomplete or vague information
Unverified contact details
These often indicate a scam or low-quality service.
Signs Of Authentic Verified Accounts
Buying verified Wise accounts requires caution. Not all accounts are genuine. Identifying authentic accounts saves time and money. Understanding the signs of real verified accounts helps avoid scams. Here are key indicators to check before purchase.
Understanding The Verification Badge
The verification badge is a small mark next to the account name. Only genuine accounts have this badge. It proves the account is official and checked by Wise. Fake accounts often copy this badge, but it looks blurry or misplaced.
Check if the badge is clear and sharp.
Make sure it matches Wise's official style.
Look for inconsistencies in badge size or color.
Account Activity And History
Authentic accounts show real activity. They have a history of transactions and logins. A newly created account or one with no activity is suspicious.
Feature
Authentic Account
Fake Account
Transaction History
Multiple, consistent transactions
None or very few
Login Dates
Regular logins over months
Recent or irregular logins
Profile Completeness
Complete with verified info
Incomplete or fake details
Verified Personal Information
Wise requires verified personal information for account verification. Authentic accounts have:
Full real name matching ID documents
Confirmed email address and phone number
Valid proof of identity like passport or ID card
Fake accounts often lack these details or provide false info. Always request proof of verification before buying.
Secure Login And Account Settings
Authentic accounts use strong security measures. Check for:
Two-factor authentication enabled
Updated security settings
Secure password protection
Weak or no security settings suggest a fake or risky account.
Comparing Account Prices
Comparing account prices is a key step in buying verified Wise accounts. Prices vary depending on several factors. Knowing what affects price helps make a smart choice. This section breaks down the main points to consider when comparing prices.
Factors That Affect Wise Account Prices
Account prices depend on:
Verification level: Fully verified accounts cost more.
Account age: Older accounts are usually pricier.
Account activity: Accounts with transaction history may have higher value.
Seller reputation: Trusted sellers often charge more for safety.
Price Range Overview
Account Type
Price Range (USD)
Key Features
Basic Verified
$30 - $60
Verified identity, limited transaction history
Advanced Verified
$60 - $120
Older accounts, active transactions, higher limits
Premium Verified
$120 - $200+
Long history, multiple currencies, full verification
How To Compare Prices Effectively
Check account details: Age, verification, and activity matter.
Review seller feedback: Good ratings reduce risk.
Ask for proof: Request screenshots or verification documents.
Compare multiple offers: Look at prices and features side-by-side.
Warnings About Low-priced Accounts
Very cheap accounts may be fake or banned soon.
Low price often means incomplete verification.
Risk of losing money or access to account.
Always verify seller credibility before buying.
Methods Of Payment
Choosing the right payment method is important when buying verified Wise accounts. It affects how fast and safe your purchase will be. Different sellers accept different payment options. Knowing these methods helps you pick the best one for your needs.
Credit And Debit Cards
Many sellers accept credit and debit cards. This method is fast and common. You enter your card details and pay instantly. It is easy and secure if the seller uses a trusted payment gateway.
Visa, Mastercard, and American Express are often accepted
Payments clear immediately
Some cards offer buyer protection
Watch out for extra fees or currency conversion charges
Paypal
PayPal is a popular online payment system. It allows you to pay without sharing card details with the seller. PayPal offers protection for both buyers and sellers. It is widely trusted and fast.
Secure and easy to use
Instant transfers in most cases
Refunds possible if problems occur
May charge a small fee for currency exchange
Cryptocurrency Payments
Some sellers accept cryptocurrencies like Bitcoin or Ethereum. This method offers privacy and fast transfers. It is useful if you prefer digital currencies over traditional methods.
Payments are secure and hard to reverse
Good for international purchases
Transaction fees vary by currency
Value can change quickly, affecting cost
Bank Transfers
Bank transfers allow direct payment from your bank account to the seller’s. This method is common for large purchases. It is safe but may take longer to complete.
Works well for big sums
Can take 1-3 business days to process
No extra fees if using the same bank
Keep proof of transfer for security
Escrow Services
Escrow services hold the payment until you confirm the account is verified. This protects both buyer and seller. It is the safest way to pay but might cost extra.
Feature
Benefit
Payment held by third party
Prevents fraud
Buyer confirms product quality
Ensures satisfaction before release
Additional service fee
Costs vary by provider
Secure Transaction Tips
Buying verified Wise accounts requires careful attention to security. Protecting your money and personal data is critical. Follow these secure transaction tips to avoid scams and keep your details safe. Use trusted methods and verify every step. This guide helps you make safe purchases.
Use Reputable Marketplaces And Sellers
Choose marketplaces known for safe transactions. Look for sellers with good reviews and clear profiles. Avoid offers that seem too cheap or suspicious.
Check seller ratings and feedback carefully.
Prefer platforms with buyer protection policies.
Contact sellers to ask questions before buying.
Secure Payment Methods
Always use payment methods that offer protection. Avoid direct bank transfers or sending cash. Use payment systems that allow disputes or refunds.
Payment Method
Security Level
Notes
PayPal
High
Offers buyer protection and dispute resolution.
Escrow Services
Very High
Holds payment until both parties confirm the deal.
Bank Transfer
Low
No buyer protection, risky for unknown sellers.
Verify Account Details Before Payment
Always check the Wise account details before sending money. Confirm the account is active and verified. Ask for screenshots or proof of verification.
Request full account information from the seller.
Check for any red flags or inconsistencies.
Test small transactions if possible.
Keep Personal Information Private
Do not share sensitive data during the transaction. Protect your Wise login and password. Use secure channels for communication.
Never send passwords or verification codes.
Use encrypted messaging apps if needed.
Clear chat history after completing the deal.
Verifying Account Ownership
Verifying account ownership is a crucial step when buying verified Wise accounts. It ensures the account is genuine and belongs to the seller. This step protects buyers from fraud and secures their transactions.
Knowing how to confirm ownership helps avoid fake or stolen accounts. It builds trust between buyers and sellers. Below are key methods to verify account ownership safely and clearly.
Checking Identification Documents
The first step is to ask the seller for identification proof. Wise requires users to upload a government-issued ID for verification. This ID can be:
Passport
Driver’s license
National ID card
Compare the ID details with the account information shown on Wise. Make sure the name and photo match the seller.
Requesting A Live Video Verification
A live video call helps confirm the seller’s identity. Ask the seller to show their face and ID during the call. This reduces the risk of fake documents.
During the video:
Check if the person matches the ID photo.
Ask for the Wise account dashboard on screen.
Look for signs of tampering or screen sharing.
Using Account Activity Logs
Wise stores activity logs that show recent transactions and login history. Ask the seller to share screenshots of these logs. This proves they control the account.
Log Type
What to Check
Recent Transactions
Look for consistent activity matching seller claims
Login History
Confirm logins from seller’s usual locations and devices
Verifying Email And Phone Number
Wise accounts link to verified emails and phone numbers. Request the seller to prove access to these contacts. Steps include:
Sending a code to the registered email or phone.
Seller provides the code during your communication.
This method confirms the seller controls the account’s main contact channels.
Avoiding Scams And Frauds
Buying verified Wise accounts can save time and effort. Yet, scams and frauds are common risks. Protecting your money means knowing how to spot fake sellers and avoid traps. This section helps you stay safe when buying verified Wise accounts.
Recognize Common Scam Tactics
Scammers use tricks to steal money or personal info. Watch for these red flags:
Unusually low prices: If the deal sounds too good, it probably is.
Pressure to pay quickly: Scammers rush buyers to avoid questions.
Requests for unusual payment methods: Avoid wire transfers or gift cards.
No proof of verification: Sellers who cannot show account verification details are suspicious.
Lack of contact information: No email, phone, or social media means less trust.
Verify Seller Authenticity
Trust only reliable sellers. Steps to check a seller’s credibility:
Search for reviews or ratings on forums and social media.
Ask for screenshots or videos proving the Wise account is verified.
Request a small test transaction to confirm account activity.
Confirm the seller’s identity through official channels.
Secure Payment Methods
Choose safe ways to pay. Use payment methods that offer buyer protection:
Payment Method
Buyer Protection
Notes
PayPal
Yes
Offers dispute resolution and refund options.
Credit Card
Yes
Allows chargebacks in case of fraud.
Bank Transfer
No
Hard to reverse payments if scammed.
Cryptocurrency
No
Transactions are irreversible and anonymous.
Keep Personal Information Private
Sharing too much information exposes you to identity theft. Follow these tips:
Do not share your Wise login details or passwords.
Avoid giving out your full name or address before trust is established.
Use a separate email for account purchases.
Clear chat or message history after the transaction.
Report Suspicious Sellers Immediately
Spotting a scam? Act fast to protect others.
Report the seller to the platform or marketplace.
Inform Wise support about suspicious accounts.
Warn other buyers via forums or social media groups.
Keep all communication records as evidence.
Steps To Transfer Account Ownership
Transferring ownership of a Verified Wise account is an important step after purchase. It ensures the new owner has full control and access to all features. This process must be done carefully to avoid losing access or facing security issues. Follow these simple steps to transfer account ownership safely and smoothly.
Verify Account Details
Start by checking the current account information. Confirm that the account is active and verified. Ask the seller to provide all necessary details, including:
Registered email address
Verification status
Linked phone number
Any pending transactions or limits
Verifying these details reduces the chance of problems during transfer.
Change Registered Email And Phone Number
Next, update the account's registered email and phone number. This step gives full control to the new owner. Follow these actions:
Log into the Wise account.
Navigate to Settings > Personal Information.
Replace the old email with the new owner's email.
Update the phone number to the new owner's number.
Verify changes using confirmation codes sent to the new email and phone.
Reset Account Password
Change the account password immediately after updating contact details. Use a strong password with a mix of letters, numbers, and symbols. This protects the account from unauthorized access.
Example Password: WiseAcc2024!Secure
Do not share the new password with anyone except the new owner.
Update Security Settings
Secure the account further by updating security settings. Enable two-factor authentication (2FA) to add an extra layer of protection. Steps include:
Go to Security Settings.
Turn on two-factor authentication.
Choose a preferred 2FA method (app or SMS).
Follow prompts to complete setup.
Regularly review security settings to maintain account safety.
Notify Wise Support (optional)
Contact Wise support to inform them of the ownership change. Provide proof of purchase and identity verification documents. This step helps avoid account freezes or restrictions.
Document Type
Purpose
Purchase receipt
Prove account ownership transfer
Photo ID
Verify new owner identity
Confirm Full Access
Finally, check that the new owner can access all account features. Test sending money, receiving payments, and viewing account limits. Confirm no restrictions remain from the previous owner.
This final check ensures a successful transfer and smooth future use.
Using Verified Wise Accounts Safely
Using verified Wise accounts safely is very important to protect your money and personal information. Verified accounts give you more trust and better services, but improper use can lead to problems. Follow simple rules to keep your account secure and avoid risks.
Keep Your Login Details Private
Never share your username or password. Sharing login details can lead to theft of money or personal data. Use a strong password with letters, numbers, and symbols. Change your password regularly to stay safe.
Enable Two-factor Authentication (2fa)
Two-factor authentication adds an extra layer of security. You need both your password and a code sent to your phone to log in. This stops hackers from accessing your account even if they know your password.
Use Secure Devices And Networks
Access your Wise account only on trusted devices.
Avoid public Wi-Fi for transactions or logging in.
Use a VPN to protect your data on unknown networks.
Verify Account Activity Regularly
Check your transactions and login history often. Look for any unusual or unknown activity. Report suspicious transactions to Wise immediately to prevent losses.
Do Not Share Personal Information Unnecessarily
Wise does not ask for sensitive information via email or messages. Do not provide personal details like your password or security codes to anyone. Be cautious of phishing attempts.
Understand Wise's Terms And Conditions
Read and follow Wise’s rules for account use. Using accounts in ways that violate these terms can lead to suspension or loss of funds. Stay informed about updates to their policies.
Summary Of Safe Practices
Practice
Action
Login Security
Use strong, unique passwords and keep them secret
Two-Factor Authentication
Enable 2FA for extra protection
Device & Network
Use trusted devices and avoid public Wi-Fi
Monitor Activity
Check account for unusual transactions regularly
Personal Info
Never share passwords or sensitive data
Terms Compliance
Follow Wise’s rules and policies strictly
Legal Considerations
Buying verified Wise accounts involves more than just a transaction. Understanding the legal considerations protects you from risks and ensures compliance. This section covers essential legal points to keep in mind before purchasing any verified Wise account.
Understanding Wise’s Terms Of Service
Wise’s Terms of Service clearly state that accounts must not be sold or transferred. This rule aims to protect users and prevent fraud. Violating these terms can lead to:
Account suspension or closure
Loss of funds stored in the account
Permanent bans from using Wise services
Always review the latest terms directly from Wise to stay updated.
Buying verified accounts carries serious risks. These accounts may have been created with stolen or fake information. Here are key risks to consider:
Legal penalties for using fraudulent accounts.
Loss of money if the account gets frozen or banned.
Identity theft if personal data is misused.
Legal Alternatives To Buying Accounts
Instead of buying, consider legal ways to use Wise accounts:
Create your own account using genuine information.
Follow Wise’s verification process carefully.
Contact Wise support for help with account issues.
Legal Consequences Of Account Resale
Action
Possible Consequence
Reselling a verified Wise account
Account suspension and legal action
Using a bought account
Permanent ban and loss of funds
Providing false information
Violation of local laws and Wise policies
Protect Yourself Legally
To protect yourself, follow these tips:
Only create accounts using your real identity.
Never share your account login details.
Check all laws related to online financial services in your country.
Consult a legal expert if unsure about account-related rules.
Maintaining Account Security
Maintaining account security is crucial after buying a verified Wise account. Protecting your account keeps your money safe and avoids problems. Simple steps can stop hackers and fraudsters from accessing your account. This part of the guide explains how to keep your Wise account secure and safe every day.
Use Strong And Unique Passwords
Choose a password that is hard to guess. Use a mix of letters, numbers, and symbols. Avoid common words or easy patterns like "12345" or "password".
Length: At least 12 characters
Variety: Uppercase, lowercase, numbers, symbols
Uniqueness: Different from other accounts
Change passwords regularly and never share them with others.
Enable Two-factor Authentication (2fa)
Two-factor authentication adds extra security. It asks for a code besides your password. Usually, this code comes from your phone.
Go to Wise account settings.
Find the 2FA option.
Follow steps to link your phone or authentication app.
2FA makes it harder for hackers to enter your account, even with your password.
Monitor Account Activity Regularly
Check your Wise account often. Look for unfamiliar transactions or changes.
What to Check
How Often
Recent transactions
Daily or weekly
Account login history
Monthly
Profile and security settings
Monthly
Report suspicious activity to Wise support immediately.
Keep Your Devices Secure
Secure your computer and phone. Use antivirus software and keep it updated. Install updates for your operating system.
Use strong passwords or biometrics on your devices.
Avoid public Wi-Fi when accessing your Wise account.
Log out after each session, especially on shared devices.
Beware Of Phishing Scams
Phishing tries to steal your login details through fake messages or websites.
Never click links in suspicious emails or texts.
Always type Wise website address directly into the browser.
Check for secure HTTPS connection before logging in.
Wise will never ask for your password or 2FA code via email.
Frequently Asked Questions
What Is A Verified Wise Account?
A verified Wise account is one that has passed identity checks. It shows the user’s identity is confirmed by Wise. This helps increase trust and transaction limits.
Why Should I Buy Verified Wise Accounts?
Buying verified Wise accounts saves time on verification steps. It allows quicker use of Wise services with full features. Verified accounts also help avoid some restrictions.
Is Buying Verified Wise Accounts Legal?
Buying accounts may violate Wise’s terms of service. It can risk account suspension or loss. Always check Wise’s policies before purchasing.
How Can I Identify Authentic Verified Wise Accounts?
Look for proof of verification from the seller. Check reviews and ratings from other buyers. Avoid accounts sold at very low prices.
What Risks Come With Buying Verified Wise Accounts?
Risks include account suspension, fraud, or loss of funds. Sellers may provide fake or stolen accounts. Always use trusted sources to reduce risks.
Where Can I Find Reliable Sellers For Wise Accounts?
Use well-known marketplaces or forums with user reviews. Trusted sellers offer clear verification proof. Avoid unknown websites with no reputation.
What Documents Are Needed For Wise Account Verification?
Commonly, a government ID and proof of address are required. Wise uses these to confirm your identity. Verification helps secure your account.
How Long Does It Take To Verify A Wise Account?
Verification usually takes 1 to 3 business days. It depends on document clarity and Wise’s review speed. Verified accounts are ready to use faster.
Can I Use A Verified Wise Account For Business?
Yes, verified Wise accounts support business payments and transfers. They allow higher limits and better features. Useful for freelancers and small companies.
How To Keep A Wise Account Safe After Buying?
Change the password immediately after purchase. Enable two-factor authentication for added security. Avoid sharing account details with others.
Conclusion
Buying verified Wise accounts needs care and clear steps. Always check the seller’s reputation and account details. Choose trusted sources to avoid problems later. Keep your personal information safe during the process. Follow the guide’s tips to make smart choices.
This helps you get a verified account without hassle. Remember, patience and caution lead to the best results. Take time to understand each step well. Your effort pays off with a secure Wise account.
Discussion (0)